🏦 ponto-cli - Access Ponto from the terminal

A command-line interface for the Ponto banking API.

Features

• Account information (list, get, balances)
• Transaction history with CSV/JSON export
• Synchronization management
• Pending transactions
• Financial institutions listing
• Multiple profile support (sandbox/live)
• Command allowlist for restricted environments
• Cross-platform (macOS, Linux, Windows)
• OS keyring credential storage

Installation

From Source

go install github.com/dedene/ponto-cli/cmd/ponto@latest

From Releases

Download the binary for your platform from GitHub Releases.

Quick Start

# Login with Ponto credentials (from dashboard)
ponto auth login

# Check authentication status
ponto auth status

# List accounts
ponto accounts list

# Set default account (optional, skips --account-id on future commands)
ponto config set account-id <ACCOUNT_ID>

# List transactions (last 30 days)
ponto transactions list --since=-30d

# Filter by type (income/expense)
ponto transactions list --type=income
ponto transactions list --type=expense

# Export transactions as CSV
ponto transactions export --format=csv > transactions.csv

# Trigger account sync
ponto sync create --subtype=accountTransactions

Commands

ponto auth login           Store credentials in keyring
ponto auth logout          Remove credentials from keyring
ponto auth status          Show authentication status

ponto accounts list        List all accounts
ponto accounts get <ID>    Get account details
ponto accounts sync <ID>   Trigger synchronization

ponto transactions list    List transactions (--type=income|expense|all)
ponto transactions get     Get transaction details
ponto transactions export  Export transactions (--type=income|expense|all)

ponto sync create          Create synchronization
ponto sync get             Get sync status
ponto sync list            List synchronizations

ponto pending-transactions list    List pending transactions
ponto financial-institutions list  List financial institutions
ponto organization show            Show organization info

ponto config set <key> <value>     Set configuration value
ponto config get <key>             Get configuration value

Output Formats

# Table (default) - human readable
ponto accounts list

# JSON - for scripting
ponto accounts list --json

# CSV - for spreadsheets
ponto accounts list --csv

# Plain TSV - for cut/awk
ponto accounts list --plain

Profiles

Use profiles to manage multiple environments:

# Login to sandbox
ponto auth login --profile=sandbox

# Use sandbox profile
ponto --profile=sandbox accounts list

# Or use shorthand
ponto --sandbox accounts list

Command Allowlist

Restrict available commands in sensitive environments:

# Only allow read commands
export PONTO_ENABLE_COMMANDS="auth.status,accounts.list,transactions.list"

# Or via flag
ponto --enable-commands=accounts.list accounts list

Environment Variables

Variable	Description
PONTO_PROFILE	Default profile name
PONTO_ENABLE_COMMANDS	Comma-separated allowed commands
PONTO_KEYRING_BACKEND	Keyring backend (auto/keychain/file)
PONTO_KEYRING_PASSWORD	Password for file backend

Configuration

Config file: ~/.config/ponto/config.yaml

default_profile: live
keyring_backend: auto
profiles:
  default:
    account_id: abc-123-def # Default account for commands
  sandbox:
    account_id: sandbox-456

Default Account

Set a default account to avoid specifying --account-id on every command:

# Set default account for current profile
ponto config set account-id <ACCOUNT_ID>

# View current setting
ponto config get account-id

# Now these work without --account-id:
ponto transactions list --since=-30d
ponto pending-transactions list

Resolution order: flag → config → auto-detect (if single account)

Agent Skill

This CLI is available as an open agent skill for AI assistants including Claude Code, OpenClaw, Cursor, and GitHub Copilot:

npx skills add dedene/ponto-cli

License

MIT