fix: setup opens Plaid flow after changing to non USD currency

[gijoe0295]

Explanation of Change

Fixed Issues

$ #72575
PROPOSAL: #72575 (comment)

Tests

1. Create a USD workspace.
2. Go to workspace settings > Workflows.
3. Tap Add bank account.
4. Tap Log into your bank.
5. Tap settings link.
6. Tap Default currency and change it to EUR.
7. On small screen, tap app back button; On large screen, tap Workflows.
8. On mobile, verify app opens "Streamline payments" page.

• Verify that no errors appear in the JS console

Offline tests

None

QA Steps

// TODO: These must be filled out, or the issue title must include "[No QA]."
Same as tests

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
• I wrote clear testing steps that cover the changes made in this PR
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Screenshots/Videos

Android: Native

Screen.Recording.2025-10-22.at.22.34.38.mp4

Android: mWeb Chrome

Screen.Recording.2025-10-22.at.22.37.47.mp4

iOS: Native

Screen.Recording.2025-10-22.at.21.35.25.mp4

iOS: mWeb Safari

Screen.Recording.2025-10-22.at.21.38.41.mp4

MacOS: Chrome / Safari

Screen.Recording.2025-10-22.at.21.33.47.mov

MacOS: Desktop

Screen.Recording.2025-10-22.at.21.40.04.mov

[codecov]

Codecov Report

❌ Patch coverage is 0% with 10 lines in your changes missing coverage. Please review.

Files with missing lines	Patch %	Lines
.../ReimbursementAccount/ReimbursementAccountPage.tsx	0.00%	10 Missing ⚠️

Files with missing lines	Coverage Δ
.../ReimbursementAccount/ReimbursementAccountPage.tsx	0.00% <0.00%> (ø)

... and 49 files with indirect coverage changes

🚀 New features to boost your workflow:

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[melvin-bot]

@dukenv0307 Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

[gijoe0295]

@dukenv0307 I changed the solution a bit. I found a bug with the approved solution:

1. As USD currency, tap Add bank account -> Log into your bank -> settings
2. Change USD to EUR
3. Go back
4. "Streamline payments" page shows (correct)
5. Tap Connect manually -> settings
6. Change EUR to USD
7. Go back
8. Currency confirmation page shows (incorrect)

Screen.Recording.2025-10-22.at.22.45.17.mp4

Root cause is USDBankAccountStep is still there after you change to EUR, then when you change back to USD, the USD flow will show with the currency confirmation step.

My suggested solution is we clear the USDBankAccountStep or nonUSDBankAccountStep every time we change the currency and has not confirmed the currency. Wdyt?

[gijoe0295]

Test already fails on main branch

[dukenv0307]

My suggested solution is we clear the USDBankAccountStep or nonUSDBankAccountStep every time we change the currency and has not confirmed the currency. Wdyt?

Why don't we detect the policyCurrency change by using policyCurrency and previousPolicyCurrency?

[gijoe0295]

@dukenv0307 Sure. I retested and no problem. I updated with usePrevious.

[dukenv0307]

I think we still need to update

App/src/pages/ReimbursementAccount/ReimbursementAccountPage.tsx

Line 471 in 58a98c0

if (USDBankAccountStep !== null) {

if (!isNonUSDWorkspace && USDBankAccountStep !== null) {

[dukenv0307]

Reviewer Checklist

• I have verified the author checklist is complete (all boxes are checked off).
• I verified the correct issue is linked in the ### Fixed Issues section above
• I verified testing steps are clear and they cover the changes made in this PR
  • I verified the steps for local testing are in the Tests section
  • I verified the steps for Staging and/or Production testing are in the QA steps section
  • I verified the steps cover any possible failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
• I checked that screenshots or videos are included for tests on all platforms
• I included screenshots or videos for tests on all platforms
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• I verified tests pass on all platforms & I tested again on:
  • Android: HybridApp
  • Android: mWeb Chrome
  • iOS: HybridApp
  • iOS: mWeb Safari
  • MacOS: Chrome / Safari
  • MacOS: Desktop
• If there are any errors in the console that are unrelated to this PR, I either fixed them (preferred) or linked to where I reported them in Slack
• I verified there are no new alerts related to the canBeMissing param for useOnyx
• I verified proper code patterns were followed (see Reviewing the code)
  • I verified that any callback methods that were added or modified are named for what the method does and never what callback they handle (i.e. toggleReport and not onIconClick).
  • I verified that comments were added to code that is not self explanatory
  • I verified that any new or modified comments were clear, correct English, and explained "why" the code was doing something instead of only explaining "what" the code was doing.
  • I verified any copy / text shown in the product is localized by adding it to src/languages/* files and using the translation method
  • I verified all numbers, amounts, dates and phone numbers shown in the product are using the localization methods
  • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
  • I verified proper file naming conventions were followed for any new files or renamed files. All non-platform specific files are named after what they export and are not named "index.js". All platform-specific files are named for the platform the code supports as outlined in the README.
  • I verified the JSDocs style guidelines (in STYLE.md) were followed
• If a new code pattern is added I verified it was agreed to be used by multiple Expensify engineers
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• I verified other components that can be impacted by these changes have been tested, and I retested again (i.e. if the PR modifies a shared library or component like Avatar, I verified the components using Avatar have been tested & I retested again)
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• If a new CSS style is added I verified that:
  • A similar style doesn't already exist
  • The style can't be created with an existing StyleUtils function (i.e. StyleUtils.getBackgroundAndBorderStyle(theme.componentBG)
• If the PR modifies code that runs when editing or sending messages, I tested and verified there is no unexpected behavior for all supported markdown - URLs, single line code, code blocks, quotes, headings, bold, strikethrough, and italic.
• If the PR modifies a generic component, I tested and verified that those changes do not break usages of that component in the rest of the App (i.e. if a shared library or component like Avatar is modified, I verified that Avatar is working as expected in all cases)
• If the PR modifies a component related to any of the existing Storybook stories, I tested and verified all stories for that component are still working as expected.
• If the PR modifies a component or page that can be accessed by a direct deeplink, I verified that the code functions as expected when the deeplink is used - from a logged in and logged out account.
• If the PR modifies the UI (e.g. new buttons, new UI components, changing the padding/spacing/sizing, moving components, etc) or modifies the form input styles:
  • I verified that all the inputs inside a form are aligned with each other.
  • I added Design label and/or tagged @Expensify/design so the design team can review the changes.
• If a new page is added, I verified it's using the ScrollView component to make it scrollable when more elements are added to the page.
• For any bug fix or new feature in this PR, I verified that sufficient unit tests are included to prevent regressions in this flow.
• If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.
• I have checked off every checkbox in the PR reviewer checklist, including those that don't apply to this PR.

Screenshots/Videos

Android: HybridApp

Screen.Recording.2025-10-28.at.11.15.53.mov

Android: mWeb Chrome

Screen.Recording.2025-10-28.at.11.13.22.mov

iOS: HybridApp

Screen.Recording.2025-10-28.at.11.20.29.mov

iOS: mWeb Safari

Screen.Recording.2025-10-28.at.11.14.11.mov

MacOS: Chrome / Safari

Screen.Recording.2025-10-28.at.11.10.33.mov

MacOS: Desktop

Screen.Recording.2025-10-28.at.11.21.45.mov

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