From 8eef95c1485189e147b396f3b2b24afe6fc7d13a Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Mon, 27 Apr 2026 01:55:13 +0500
Subject: [PATCH 01/10] Update confirmation page description based on card
 state

---
 .../Wallet/ReportVirtualCardFraudConfirmationPage.tsx    | 9 ++++++---
 1 file changed, 6 insertions(+), 3 deletions(-)

diff --git a/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx b/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx
index 9bd18714345e..9bf05a16cb4e 100644
--- a/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx
+++ b/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx
@@ -8,10 +8,12 @@ import ScrollView from '@components/ScrollView';
 import Text from '@components/Text';
 import {useMemoizedLazyExpensifyIcons} from '@hooks/useLazyAsset';
 import useLocalize from '@hooks/useLocalize';
+import useNonPersonalCardList from '@hooks/useNonPersonalCardList';
 import useThemeStyles from '@hooks/useThemeStyles';
 import Navigation from '@navigation/Navigation';
 import type {PlatformStackScreenProps} from '@navigation/PlatformStackNavigation/types';
 import type {SettingsNavigatorParamList} from '@navigation/types';
+import CONST from '@src/CONST';
 import ROUTES from '@src/ROUTES';
 import type SCREENS from '@src/SCREENS';
 
@@ -24,7 +26,10 @@ function ReportVirtualCardFraudConfirmationPage({
 }: ReportVirtualCardFraudConfirmationPageProps) {
     const themeStyles = useThemeStyles();
     const {translate} = useLocalize();
+    const cardList = useNonPersonalCardList();
     const expensifyIcons = useMemoizedLazyExpensifyIcons(['MagnifyingGlassSpyMouthClosed']);
+    const card = cardList?.[cardID];
+    const description = card?.state === CONST.EXPENSIFY_CARD.STATE.STATE_SUSPENDED ? 'reportFraudConfirmationPage.descriptionCardNotReplaced' : 'reportFraudConfirmationPage.description';
 
     const close = useCallback(() => {
         Navigation.navigate(ROUTES.SETTINGS_WALLET_DOMAIN_CARD.getRoute(cardID));
@@ -53,9 +58,7 @@ function ReportVirtualCardFraudConfirmationPage({
                     />
 
                     <Text style={[themeStyles.textHeadlineH1, themeStyles.alignSelfCenter, themeStyles.mt5]}>{translate('reportFraudConfirmationPage.title')}</Text>
-                    <Text style={[themeStyles.textSupporting, themeStyles.alignSelfCenter, themeStyles.mt2, themeStyles.textAlignCenter]}>
-                        {translate('reportFraudConfirmationPage.description')}
-                    </Text>
+                    <Text style={[themeStyles.textSupporting, themeStyles.alignSelfCenter, themeStyles.mt2, themeStyles.textAlignCenter]}>{translate(description)}</Text>
                 </ScrollView>
                 <Button
                     text={translate('reportFraudConfirmationPage.buttonText')}

From 3d01e5df1dc789e3570de07b6229459eb38ede13 Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Mon, 27 Apr 2026 01:55:46 +0500
Subject: [PATCH 02/10] add CardNotReplaced copy in locals

---
 src/languages/de.ts      | 2 ++
 src/languages/en.ts      | 1 +
 src/languages/es.ts      | 2 ++
 src/languages/fr.ts      | 2 ++
 src/languages/it.ts      | 2 ++
 src/languages/ja.ts      | 1 +
 src/languages/nl.ts      | 2 ++
 src/languages/pl.ts      | 2 ++
 src/languages/pt-BR.ts   | 2 ++
 src/languages/zh-hans.ts | 1 +
 10 files changed, 17 insertions(+)

diff --git a/src/languages/de.ts b/src/languages/de.ts
index 094d63a73d2f..809f094b3f4f 100644
--- a/src/languages/de.ts
+++ b/src/languages/de.ts
@@ -2656,6 +2656,8 @@ ${amount} für ${merchant} – ${date}`,
     reportFraudConfirmationPage: {
         title: 'Kartenbetrug gemeldet',
         description: 'Wir haben Ihre bestehende Karte dauerhaft deaktiviert. Wenn Sie Ihre Kartendetails erneut aufrufen, steht Ihnen eine neue virtuelle Karte zur Verfügung.',
+        descriptionCardNotReplaced:
+            'Deine Karte wurde dauerhaft deaktiviert, kann aber im eingefrorenen Zustand nicht ersetzt werden. Bitte hebe die Sperre auf oder bitte einen Domain-Administrator, eine neue auszustellen.',
         buttonText: 'Verstanden, danke!',
     },
     activateCardPage: {
diff --git a/src/languages/en.ts b/src/languages/en.ts
index 6075d8a72038..309b2ce063e4 100644
--- a/src/languages/en.ts
+++ b/src/languages/en.ts
@@ -2710,6 +2710,7 @@ const translations = {
     reportFraudConfirmationPage: {
         title: 'Card fraud reported',
         description: 'We’ve permanently deactivated your existing card. When you go back to view your card details, you’ll have a new virtual card available.',
+        descriptionCardNotReplaced: "Your card was permanently deactivated, but can't be replaced while frozen. Please unfreeze it or ask a domain admin to issue a new one.",
         buttonText: 'Got it, thanks!',
     },
     activateCardPage: {
diff --git a/src/languages/es.ts b/src/languages/es.ts
index ae53584e9244..e73e34fdb24e 100644
--- a/src/languages/es.ts
+++ b/src/languages/es.ts
@@ -2540,6 +2540,8 @@ ${amount} para ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Fraude con tarjeta reportado',
         description: 'Hemos desactivado permanentemente tu tarjeta existente. Cuando vuelvas a ver los detalles de tu tarjeta, tendrás una nueva tarjeta virtual disponible.',
+        descriptionCardNotReplaced:
+            'Tu tarjeta fue desactivada permanentemente, pero no puede reemplazarse mientras esté congelada. Por favor, descongélala o pide a un administrador del dominio que emita una nueva.',
         buttonText: 'Entendido, ¡gracias!',
     },
     activateCardPage: {
diff --git a/src/languages/fr.ts b/src/languages/fr.ts
index b4bafc6ee3a4..81a193f90e80 100644
--- a/src/languages/fr.ts
+++ b/src/languages/fr.ts
@@ -2662,6 +2662,8 @@ ${amount} pour ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Fraude à la carte signalée',
         description: 'Nous avons définitivement désactivé votre carte actuelle. Lorsque vous retournerez consulter les détails de votre carte, une nouvelle carte virtuelle sera disponible.',
+        descriptionCardNotReplaced:
+            "Votre carte a été définitivement désactivée, mais elle ne peut pas être remplacée tant qu'elle est gelée. Veuillez la dégeler ou demander à un administrateur de domaine d'en émettre une nouvelle.",
         buttonText: 'Compris, merci !',
     },
     activateCardPage: {
diff --git a/src/languages/it.ts b/src/languages/it.ts
index e36fbdda5f4b..8e849efd4073 100644
--- a/src/languages/it.ts
+++ b/src/languages/it.ts
@@ -2651,6 +2651,8 @@ ${amount} per ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Frode della carta segnalata',
         description: 'Abbiamo disattivato definitivamente la tua carta esistente. Quando tornerai a visualizzare i dettagli della carta, avrai a disposizione una nuova carta virtuale.',
+        descriptionCardNotReplaced:
+            'La tua carta è stata disattivata definitivamente, ma non può essere sostituita mentre è bloccata. Per favore, sbloccala oppure chiedi a un amministratore di dominio di emetterne una nuova.',
         buttonText: 'Ricevuto, grazie!',
     },
     activateCardPage: {
diff --git a/src/languages/ja.ts b/src/languages/ja.ts
index 8a3e1207e5c5..4639326b04b3 100644
--- a/src/languages/ja.ts
+++ b/src/languages/ja.ts
@@ -2624,6 +2624,7 @@ ${date} の ${merchant} への ${amount}`,
     reportFraudConfirmationPage: {
         title: 'カード不正利用を報告済み',
         description: '既存のカードは永久に無効化しました。カードの詳細画面に戻ると、新しいバーチャルカードが利用可能になっています。',
+        descriptionCardNotReplaced: 'カードは完全に無効化されましたが、凍結されている間は再発行できません。凍結を解除するか、ドメイン管理者に新しいカードの発行を依頼してください。',
         buttonText: '了解しました、ありがとうございます！',
     },
     activateCardPage: {
diff --git a/src/languages/nl.ts b/src/languages/nl.ts
index e412b8c922e7..8cab759e643a 100644
--- a/src/languages/nl.ts
+++ b/src/languages/nl.ts
@@ -2649,6 +2649,8 @@ ${amount} voor ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Kaartfraude gemeld',
         description: 'We hebben je bestaande kaart permanent gedeactiveerd. Wanneer je teruggaat om je kaartgegevens te bekijken, heb je een nieuwe virtuele kaart beschikbaar.',
+        descriptionCardNotReplaced:
+            'Je kaart is permanent gedeactiveerd, maar kan niet worden vervangen zolang deze bevroren is. Hef de blokkering op of vraag een domeinbeheerder om een nieuwe uit te geven.',
         buttonText: 'Begrepen, dank je!',
     },
     activateCardPage: {
diff --git a/src/languages/pl.ts b/src/languages/pl.ts
index aeb791d3a3da..c79c3bf92a79 100644
--- a/src/languages/pl.ts
+++ b/src/languages/pl.ts
@@ -2642,6 +2642,8 @@ ${amount} dla ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Zgłoszono oszustwo kartowe',
         description: 'Trwale dezaktywowaliśmy Twoją dotychczasową kartę. Gdy wrócisz do szczegółów karty, będzie tam dostępna nowa wirtualna karta.',
+        descriptionCardNotReplaced:
+            'Twoja karta została trwale dezaktywowana, ale nie może zostać wymieniona, gdy jest zablokowana. Odblokuj ją lub poproś administratora domeny o wydanie nowej.',
         buttonText: 'Jasne, dzięki!',
     },
     activateCardPage: {
diff --git a/src/languages/pt-BR.ts b/src/languages/pt-BR.ts
index 171d59c4344f..8141f1281bee 100644
--- a/src/languages/pt-BR.ts
+++ b/src/languages/pt-BR.ts
@@ -2642,6 +2642,8 @@ ${amount} para ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Fraude no cartão reportada',
         description: 'Desativamos permanentemente seu cartão atual. Quando você voltar para ver os detalhes do cartão, um novo cartão virtual estará disponível.',
+        descriptionCardNotReplaced:
+            'Seu cartão foi desativado permanentemente, mas não pode ser substituído enquanto estiver congelado. Por favor, descongele-o ou peça a um administrador de domínio para emitir um novo.',
         buttonText: 'Entendido, obrigado!',
     },
     activateCardPage: {
diff --git a/src/languages/zh-hans.ts b/src/languages/zh-hans.ts
index 85430dad1773..fdc55b2d6102 100644
--- a/src/languages/zh-hans.ts
+++ b/src/languages/zh-hans.ts
@@ -2575,6 +2575,7 @@ ${amount}，商户：${merchant} - 日期：${date}`,
     reportFraudConfirmationPage: {
         title: '已报告卡片欺诈',
         description: '我们已永久停用你的现有卡片。当你返回查看卡片详情时，你将会看到一张新的虚拟卡片可用。',
+        descriptionCardNotReplaced: '您的卡已被永久停用，但在冻结状态下无法更换。请先解除冻结，或联系域管理员为您重新发卡。',
         buttonText: '明白了，谢谢！',
     },
     activateCardPage: {

From c0d897b0af11595e5571b3a1a45549508191188b Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Wed, 13 May 2026 19:41:56 +0500
Subject: [PATCH 03/10] update CardNotReplaced description in all locals

---
 src/languages/de.ts      | 3 +--
 src/languages/en.ts      | 2 +-
 src/languages/es.ts      | 3 +--
 src/languages/fr.ts      | 3 +--
 src/languages/it.ts      | 3 +--
 src/languages/ja.ts      | 2 +-
 src/languages/nl.ts      | 3 +--
 src/languages/pl.ts      | 3 +--
 src/languages/pt-BR.ts   | 3 +--
 src/languages/zh-hans.ts | 2 +-
 10 files changed, 10 insertions(+), 17 deletions(-)

diff --git a/src/languages/de.ts b/src/languages/de.ts
index 37405608c3ab..f9ffb5b0fa33 100644
--- a/src/languages/de.ts
+++ b/src/languages/de.ts
@@ -2671,8 +2671,7 @@ ${amount} für ${merchant} – ${date}`,
     reportFraudConfirmationPage: {
         title: 'Kartenbetrug gemeldet',
         description: 'Wir haben Ihre bestehende Karte dauerhaft deaktiviert. Wenn Sie Ihre Kartendetails erneut aufrufen, steht Ihnen eine neue virtuelle Karte zur Verfügung.',
-        descriptionCardNotReplaced:
-            'Deine Karte wurde dauerhaft deaktiviert, kann aber im eingefrorenen Zustand nicht ersetzt werden. Bitte hebe die Sperre auf oder bitte einen Domain-Administrator, eine neue auszustellen.',
+        descriptionCardNotReplaced: 'Deine Karte wurde dauerhaft deaktiviert. Bitte kontaktiere einen Administrator, um eine neue Karte auszustellen.',
         buttonText: 'Verstanden, danke!',
     },
     activateCardPage: {
diff --git a/src/languages/en.ts b/src/languages/en.ts
index c3c7f17c4242..9d9cd0b89f44 100644
--- a/src/languages/en.ts
+++ b/src/languages/en.ts
@@ -2724,7 +2724,7 @@ const translations = {
     reportFraudConfirmationPage: {
         title: 'Card fraud reported',
         description: 'We’ve permanently deactivated your existing card. When you go back to view your card details, you’ll have a new virtual card available.',
-        descriptionCardNotReplaced: "Your card was permanently deactivated, but can't be replaced while frozen. Please unfreeze it or ask a domain admin to issue a new one.",
+        descriptionCardNotReplaced: 'Your card was permanently deactivated. Please contact an admin to issue a new card.',
         buttonText: 'Got it, thanks!',
     },
     activateCardPage: {
diff --git a/src/languages/es.ts b/src/languages/es.ts
index b97802321328..cd7c68cc18cd 100644
--- a/src/languages/es.ts
+++ b/src/languages/es.ts
@@ -2553,8 +2553,7 @@ ${amount} para ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Fraude con tarjeta reportado',
         description: 'Hemos desactivado permanentemente tu tarjeta existente. Cuando vuelvas a ver los detalles de tu tarjeta, tendrás una nueva tarjeta virtual disponible.',
-        descriptionCardNotReplaced:
-            'Tu tarjeta fue desactivada permanentemente, pero no puede reemplazarse mientras esté congelada. Por favor, descongélala o pide a un administrador del dominio que emita una nueva.',
+        descriptionCardNotReplaced: 'Tu tarjeta fue desactivada permanentemente. Por favor, contacta con un administrador para emitir una nueva tarjeta.',
         buttonText: 'Entendido, ¡gracias!',
     },
     activateCardPage: {
diff --git a/src/languages/fr.ts b/src/languages/fr.ts
index 1d495aec2a05..d5a0b7938ebd 100644
--- a/src/languages/fr.ts
+++ b/src/languages/fr.ts
@@ -2677,8 +2677,7 @@ ${amount} pour ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Fraude à la carte signalée',
         description: 'Nous avons définitivement désactivé votre carte actuelle. Lorsque vous retournerez consulter les détails de votre carte, une nouvelle carte virtuelle sera disponible.',
-        descriptionCardNotReplaced:
-            "Votre carte a été définitivement désactivée, mais elle ne peut pas être remplacée tant qu'elle est gelée. Veuillez la dégeler ou demander à un administrateur de domaine d'en émettre une nouvelle.",
+        descriptionCardNotReplaced: 'Votre carte a été désactivée définitivement. Veuillez contacter un administrateur pour émettre une nouvelle carte.',
         buttonText: 'Compris, merci !',
     },
     activateCardPage: {
diff --git a/src/languages/it.ts b/src/languages/it.ts
index b84c734de594..cac66cdaf2d3 100644
--- a/src/languages/it.ts
+++ b/src/languages/it.ts
@@ -2667,8 +2667,7 @@ ${amount} per ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Frode della carta segnalata',
         description: 'Abbiamo disattivato definitivamente la tua carta esistente. Quando tornerai a visualizzare i dettagli della carta, avrai a disposizione una nuova carta virtuale.',
-        descriptionCardNotReplaced:
-            'La tua carta è stata disattivata definitivamente, ma non può essere sostituita mentre è bloccata. Per favore, sbloccala oppure chiedi a un amministratore di dominio di emetterne una nuova.',
+        descriptionCardNotReplaced: 'La tua carta è stata disattivata permanentemente. Contatta un amministratore per emettere una nuova carta.',
         buttonText: 'Ricevuto, grazie!',
     },
     activateCardPage: {
diff --git a/src/languages/ja.ts b/src/languages/ja.ts
index 668b2c3167bb..aa8094f9a4fc 100644
--- a/src/languages/ja.ts
+++ b/src/languages/ja.ts
@@ -2639,7 +2639,7 @@ ${date} の ${merchant} への ${amount}`,
     reportFraudConfirmationPage: {
         title: 'カード不正利用を報告済み',
         description: '既存のカードは永久に無効化しました。カードの詳細画面に戻ると、新しいバーチャルカードが利用可能になっています。',
-        descriptionCardNotReplaced: 'カードは完全に無効化されましたが、凍結されている間は再発行できません。凍結を解除するか、ドメイン管理者に新しいカードの発行を依頼してください。',
+        descriptionCardNotReplaced: 'カードは完全に無効化されました。新しいカードを発行するには管理者に連絡してください。',
         buttonText: '了解しました、ありがとうございます！',
     },
     activateCardPage: {
diff --git a/src/languages/nl.ts b/src/languages/nl.ts
index fea0cb6ae3fd..2e7a784c9602 100644
--- a/src/languages/nl.ts
+++ b/src/languages/nl.ts
@@ -2663,8 +2663,7 @@ ${amount} voor ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Kaartfraude gemeld',
         description: 'We hebben je bestaande kaart permanent gedeactiveerd. Wanneer je teruggaat om je kaartgegevens te bekijken, heb je een nieuwe virtuele kaart beschikbaar.',
-        descriptionCardNotReplaced:
-            'Je kaart is permanent gedeactiveerd, maar kan niet worden vervangen zolang deze bevroren is. Hef de blokkering op of vraag een domeinbeheerder om een nieuwe uit te geven.',
+        descriptionCardNotReplaced: 'Je kaart is permanent gedeactiveerd. Neem contact op met een beheerder om een nieuwe kaart uit te geven.',
         buttonText: 'Begrepen, dank je!',
     },
     activateCardPage: {
diff --git a/src/languages/pl.ts b/src/languages/pl.ts
index a39951d56a4a..9f9673071932 100644
--- a/src/languages/pl.ts
+++ b/src/languages/pl.ts
@@ -2658,8 +2658,7 @@ ${amount} dla ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Zgłoszono oszustwo kartowe',
         description: 'Trwale dezaktywowaliśmy Twoją dotychczasową kartę. Gdy wrócisz do szczegółów karty, będzie tam dostępna nowa wirtualna karta.',
-        descriptionCardNotReplaced:
-            'Twoja karta została trwale dezaktywowana, ale nie może zostać wymieniona, gdy jest zablokowana. Odblokuj ją lub poproś administratora domeny o wydanie nowej.',
+        descriptionCardNotReplaced: 'Twoja karta została trwale dezaktywowana. Skontaktuj się z administratorem, aby wydać nową kartę.',
         buttonText: 'Jasne, dzięki!',
     },
     activateCardPage: {
diff --git a/src/languages/pt-BR.ts b/src/languages/pt-BR.ts
index 22dd08def1d5..dc5cb0887fbd 100644
--- a/src/languages/pt-BR.ts
+++ b/src/languages/pt-BR.ts
@@ -2658,8 +2658,7 @@ ${amount} para ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Fraude no cartão reportada',
         description: 'Desativamos permanentemente seu cartão atual. Quando você voltar para ver os detalhes do cartão, um novo cartão virtual estará disponível.',
-        descriptionCardNotReplaced:
-            'Seu cartão foi desativado permanentemente, mas não pode ser substituído enquanto estiver congelado. Por favor, descongele-o ou peça a um administrador de domínio para emitir um novo.',
+        descriptionCardNotReplaced: 'Seu cartão foi desativado permanentemente. Entre em contato com um administrador para emitir um novo cartão.',
         buttonText: 'Entendido, obrigado!',
     },
     activateCardPage: {
diff --git a/src/languages/zh-hans.ts b/src/languages/zh-hans.ts
index cb56ebdf356b..da5161ff60fd 100644
--- a/src/languages/zh-hans.ts
+++ b/src/languages/zh-hans.ts
@@ -2590,7 +2590,7 @@ ${amount}，商户：${merchant} - 日期：${date}`,
     reportFraudConfirmationPage: {
         title: '已报告卡片欺诈',
         description: '我们已永久停用你的现有卡片。当你返回查看卡片详情时，你将会看到一张新的虚拟卡片可用。',
-        descriptionCardNotReplaced: '您的卡已被永久停用，但在冻结状态下无法更换。请先解除冻结，或联系域管理员为您重新发卡。',
+        descriptionCardNotReplaced: '您的卡已被永久停用。请联系管理员以发行新卡。',
         buttonText: '明白了，谢谢！',
     },
     activateCardPage: {

From f8c9c778b8c85d95cdaa3125c0f5d9d45a1e3431 Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Wed, 13 May 2026 19:52:40 +0500
Subject: [PATCH 04/10] add CARDDEACTIVATED system message

---
 src/CONST/index.ts                              |  1 +
 src/pages/inbox/report/PureReportActionItem.tsx |  6 +++++-
 src/types/onyx/OriginalMessage.ts               | 15 +++++++++++++++
 3 files changed, 21 insertions(+), 1 deletion(-)

diff --git a/src/CONST/index.ts b/src/CONST/index.ts
index 82f37009c4b5..4c7cf07f48fd 100644
--- a/src/CONST/index.ts
+++ b/src/CONST/index.ts
@@ -1442,6 +1442,7 @@ const CONST = {
                 CARD_ASSIGNED: 'CARDASSIGNED',
                 CARD_FROZEN: 'CARDFROZEN',
                 CARD_UNFROZEN: 'CARDUNFROZEN',
+                CARD_DEACTIVATED: 'CARDDEACTIVATED',
                 PERSONAL_CARD_CONNECTION_BROKEN: 'PERSONALCARDCONNECTIONBROKEN',
                 CHANGE_FIELD: 'CHANGEFIELD', // OldDot Action
                 CHANGE_POLICY: 'CHANGEPOLICY',
diff --git a/src/pages/inbox/report/PureReportActionItem.tsx b/src/pages/inbox/report/PureReportActionItem.tsx
index f2e8846ad0bf..37eb430466bd 100644
--- a/src/pages/inbox/report/PureReportActionItem.tsx
+++ b/src/pages/inbox/report/PureReportActionItem.tsx
@@ -745,7 +745,11 @@ function PureReportActionItem({
                     originalReport={originalReport}
                 />
             );
-        } else if (action.actionName === CONST.REPORT.ACTIONS.TYPE.CARD_FROZEN || action.actionName === CONST.REPORT.ACTIONS.TYPE.CARD_UNFROZEN) {
+        } else if (
+            action.actionName === CONST.REPORT.ACTIONS.TYPE.CARD_FROZEN ||
+            action.actionName === CONST.REPORT.ACTIONS.TYPE.CARD_UNFROZEN ||
+            action.actionName === CONST.REPORT.ACTIONS.TYPE.CARD_DEACTIVATED
+        ) {
             children = (
                 <ReportActionItemBasicMessage message="">
                     <RenderHTML html={`<comment><muted-text>${getReportActionHtml(action)}</muted-text></comment>`} />
diff --git a/src/types/onyx/OriginalMessage.ts b/src/types/onyx/OriginalMessage.ts
index 1f589ecd5991..e250d70b70e6 100644
--- a/src/types/onyx/OriginalMessage.ts
+++ b/src/types/onyx/OriginalMessage.ts
@@ -1372,6 +1372,20 @@ type OriginalMessageCardFrozen = {
     lastModified?: string;
 };
 
+/**
+ * Model of CARDDEACTIVATED action
+ */
+type OriginalMessageCardDeactivated = {
+    /** HTML content of the system message */
+    html: string;
+
+    /** Whether the action was generated by NewDot */
+    isNewDot?: boolean;
+
+    /** When the action was last modified */
+    lastModified?: string;
+};
+
 /**
  * Model of PERSONAL_CARD_CONNECTION_BROKEN action
  */
@@ -1553,6 +1567,7 @@ type OriginalMessageMap = {
     [CONST.REPORT.ACTIONS.TYPE.CARD_ASSIGNED]: OriginalMessageCard;
     [CONST.REPORT.ACTIONS.TYPE.CARD_FROZEN]: OriginalMessageCardFrozen;
     [CONST.REPORT.ACTIONS.TYPE.CARD_UNFROZEN]: OriginalMessageCardFrozen;
+    [CONST.REPORT.ACTIONS.TYPE.CARD_DEACTIVATED]: OriginalMessageCardDeactivated;
     [CONST.REPORT.ACTIONS.TYPE.PERSONAL_CARD_CONNECTION_BROKEN]: OriginalPersonalCard;
     [CONST.REPORT.ACTIONS.TYPE.INTEGRATION_SYNC_FAILED]: OriginalMessageIntegrationSyncFailed;
     [CONST.REPORT.ACTIONS.TYPE.DELETED_TRANSACTION]: OriginalMessageDeletedTransaction;

From ba09cef7160569d7651d2e25e5c08e6291b1599c Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Wed, 13 May 2026 19:54:15 +0500
Subject: [PATCH 05/10] add cardTerminatedWithoutReplacement field to
 ReportPhysicalCardForm and update optimistic/failure data in
 reportVirtualExpensifyCardFraud function

---
 src/libs/actions/Card.ts                 | 14 ++++++++++++--
 src/types/form/ReportPhysicalCardForm.ts |  5 ++++-
 2 files changed, 16 insertions(+), 3 deletions(-)

diff --git a/src/libs/actions/Card.ts b/src/libs/actions/Card.ts
index b98f5374d65e..2056319b7f36 100644
--- a/src/libs/actions/Card.ts
+++ b/src/libs/actions/Card.ts
@@ -70,7 +70,7 @@ type CardListUpdateData = Omit<PartialDeep<Card>, 'errors'> & {
 
 function reportVirtualExpensifyCardFraud(card: Card, validateCode: string) {
     const cardID = card?.cardID ?? CONST.DEFAULT_NUMBER_ID;
-    const optimisticData: Array<OnyxUpdate<typeof ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD | typeof ONYXKEYS.ACCOUNT>> = [
+    const optimisticData: Array<OnyxUpdate<typeof ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD | typeof ONYXKEYS.ACCOUNT | typeof ONYXKEYS.FORMS.REPORT_PHYSICAL_CARD_FORM>> = [
         {
             onyxMethod: Onyx.METHOD.MERGE,
             key: ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD,
@@ -85,6 +85,11 @@ function reportVirtualExpensifyCardFraud(card: Card, validateCode: string) {
             key: ONYXKEYS.ACCOUNT,
             value: {isLoading: true},
         },
+        {
+            onyxMethod: Onyx.METHOD.MERGE,
+            key: ONYXKEYS.FORMS.REPORT_PHYSICAL_CARD_FORM,
+            value: {cardTerminatedWithoutReplacement: null},
+        },
     ];
 
     const successData: Array<OnyxUpdate<typeof ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD | typeof ONYXKEYS.ACCOUNT>> = [
@@ -102,7 +107,7 @@ function reportVirtualExpensifyCardFraud(card: Card, validateCode: string) {
         },
     ];
 
-    const failureData: Array<OnyxUpdate<typeof ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD | typeof ONYXKEYS.ACCOUNT>> = [
+    const failureData: Array<OnyxUpdate<typeof ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD | typeof ONYXKEYS.ACCOUNT | typeof ONYXKEYS.FORMS.REPORT_PHYSICAL_CARD_FORM>> = [
         {
             onyxMethod: Onyx.METHOD.MERGE,
             key: ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD,
@@ -115,6 +120,11 @@ function reportVirtualExpensifyCardFraud(card: Card, validateCode: string) {
             key: ONYXKEYS.ACCOUNT,
             value: {isLoading: false},
         },
+        {
+            onyxMethod: Onyx.METHOD.MERGE,
+            key: ONYXKEYS.FORMS.REPORT_PHYSICAL_CARD_FORM,
+            value: {cardTerminatedWithoutReplacement: null},
+        },
     ];
 
     const parameters: ReportVirtualExpensifyCardFraudParams = {
diff --git a/src/types/form/ReportPhysicalCardForm.ts b/src/types/form/ReportPhysicalCardForm.ts
index 2daafb974c2c..88c3a19fcf75 100644
--- a/src/types/form/ReportPhysicalCardForm.ts
+++ b/src/types/form/ReportPhysicalCardForm.ts
@@ -1,6 +1,9 @@
 import type Form from './Form';
 
-type ReportPhysicalCardForm = Form;
+type ReportPhysicalCardForm = Form & {
+    /** Whether the card was terminated without replacement */
+    cardTerminatedWithoutReplacement?: boolean;
+};
 
 // eslint-disable-next-line import/prefer-default-export
 export type {ReportPhysicalCardForm};

From 43ee666f76cdc54bd986024fb082e6d7de72aa5c Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Wed, 13 May 2026 19:55:20 +0500
Subject: [PATCH 06/10] Update the confirmation page description based on card
 state

---
 .../ReportVirtualCardFraudConfirmationPage.tsx  | 17 +++++++++++------
 1 file changed, 11 insertions(+), 6 deletions(-)

diff --git a/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx b/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx
index 9bf05a16cb4e..0ac49a2475b6 100644
--- a/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx
+++ b/src/pages/settings/Wallet/ReportVirtualCardFraudConfirmationPage.tsx
@@ -8,12 +8,12 @@ import ScrollView from '@components/ScrollView';
 import Text from '@components/Text';
 import {useMemoizedLazyExpensifyIcons} from '@hooks/useLazyAsset';
 import useLocalize from '@hooks/useLocalize';
-import useNonPersonalCardList from '@hooks/useNonPersonalCardList';
+import useOnyx from '@hooks/useOnyx';
 import useThemeStyles from '@hooks/useThemeStyles';
 import Navigation from '@navigation/Navigation';
 import type {PlatformStackScreenProps} from '@navigation/PlatformStackNavigation/types';
 import type {SettingsNavigatorParamList} from '@navigation/types';
-import CONST from '@src/CONST';
+import ONYXKEYS from '@src/ONYXKEYS';
 import ROUTES from '@src/ROUTES';
 import type SCREENS from '@src/SCREENS';
 
@@ -26,14 +26,19 @@ function ReportVirtualCardFraudConfirmationPage({
 }: ReportVirtualCardFraudConfirmationPageProps) {
     const themeStyles = useThemeStyles();
     const {translate} = useLocalize();
-    const cardList = useNonPersonalCardList();
     const expensifyIcons = useMemoizedLazyExpensifyIcons(['MagnifyingGlassSpyMouthClosed']);
-    const card = cardList?.[cardID];
-    const description = card?.state === CONST.EXPENSIFY_CARD.STATE.STATE_SUSPENDED ? 'reportFraudConfirmationPage.descriptionCardNotReplaced' : 'reportFraudConfirmationPage.description';
+    const [physicalCardForm] = useOnyx(ONYXKEYS.FORMS.REPORT_PHYSICAL_CARD_FORM);
+    const isCardTerminatedWithoutReplacement = !!physicalCardForm?.cardTerminatedWithoutReplacement;
+    const description = isCardTerminatedWithoutReplacement ? 'reportFraudConfirmationPage.descriptionCardNotReplaced' : 'reportFraudConfirmationPage.description';
 
     const close = useCallback(() => {
+        if (isCardTerminatedWithoutReplacement) {
+            Navigation.goBack(ROUTES.SETTINGS_WALLET);
+            return;
+        }
+
         Navigation.navigate(ROUTES.SETTINGS_WALLET_DOMAIN_CARD.getRoute(cardID));
-    }, [cardID]);
+    }, [cardID, isCardTerminatedWithoutReplacement]);
 
     return (
         <ScreenWrapper

From a8e6412b3256aa66b3f8781fd55473e52f74c870 Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Wed, 13 May 2026 19:57:45 +0500
Subject: [PATCH 07/10] keep the snapshot to use orignal cardID to navigate to
 confirmation page  in cardTerminatedWithoutReplacement case

---
 .../ReportVirtualCardFraudVerifyAccountPage.tsx      | 12 ++++++++----
 1 file changed, 8 insertions(+), 4 deletions(-)

diff --git a/src/pages/settings/Wallet/ReportVirtualCardFraudVerifyAccountPage.tsx b/src/pages/settings/Wallet/ReportVirtualCardFraudVerifyAccountPage.tsx
index 7932795127ba..8a6c14362ca3 100644
--- a/src/pages/settings/Wallet/ReportVirtualCardFraudVerifyAccountPage.tsx
+++ b/src/pages/settings/Wallet/ReportVirtualCardFraudVerifyAccountPage.tsx
@@ -1,5 +1,6 @@
 import React, {useEffect} from 'react';
 import ValidateCodeActionContent from '@components/ValidateCodeActionModal/ValidateCodeActionContent';
+import useInitialOnyxValue from '@hooks/useInitialOnyxValue';
 import useLocalize from '@hooks/useLocalize';
 import useNonPersonalCardList from '@hooks/useNonPersonalCardList';
 import useOnyx from '@hooks/useOnyx';
@@ -29,7 +30,9 @@ function ReportVirtualCardFraudVerifyAccountPage({
     const {translate} = useLocalize();
     const [validateCodeAction] = useOnyx(ONYXKEYS.VALIDATE_ACTION_CODE);
     const [formData] = useOnyx(ONYXKEYS.FORMS.REPORT_VIRTUAL_CARD_FRAUD);
-    const latestIssuedVirtualCardID = Object.keys(cardList ?? {})?.pop();
+    const [physicalCardForm] = useOnyx(ONYXKEYS.FORMS.REPORT_PHYSICAL_CARD_FORM);
+    const initialCardList = useInitialOnyxValue(ONYXKEYS.CARD_LIST);
+    const replacementCardID = Object.keys(cardList ?? {}).find((key) => !Object.hasOwn(initialCardList ?? {}, key) && cardList?.[key]?.cardID) ?? '';
 
     const primaryLogin = usePrimaryContactMethod();
     const cardError = getLatestErrorFieldForAnyField(virtualCard);
@@ -44,11 +47,12 @@ function ReportVirtualCardFraudVerifyAccountPage({
             return;
         }
 
-        if (latestIssuedVirtualCardID) {
+        if (replacementCardID || physicalCardForm?.cardTerminatedWithoutReplacement) {
+            const confirmationCardID = replacementCardID || cardID;
             Navigation.removeScreenFromNavigationState(SCREENS.SETTINGS.WALLET.DOMAIN_CARD);
-            Navigation.goBack(ROUTES.SETTINGS_REPORT_FRAUD_CONFIRMATION.getRoute(latestIssuedVirtualCardID));
+            Navigation.goBack(ROUTES.SETTINGS_REPORT_FRAUD_CONFIRMATION.getRoute(confirmationCardID));
         }
-    }, [formData?.isLoading, latestIssuedVirtualCardID, cardError, codeError, prevIsLoading]);
+    }, [cardError, cardID, codeError, formData?.isLoading, physicalCardForm?.cardTerminatedWithoutReplacement, prevIsLoading, replacementCardID]);
 
     const handleValidateCodeEntered = (validateCode: string) => {
         if (!virtualCard) {

From b6b655f3ae7f8ab0b60646c8b154a77a6efb00af Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Wed, 13 May 2026 20:02:36 +0500
Subject: [PATCH 08/10] add CARDDEACTIVATED to cspell word list

---
 cspell.json | 1 +
 1 file changed, 1 insertion(+)

diff --git a/cspell.json b/cspell.json
index 4264250594b3..3bb0109f01f9 100644
--- a/cspell.json
+++ b/cspell.json
@@ -922,6 +922,7 @@
         "Zürcher",
         "CARDFROZEN",
         "CARDUNFROZEN",
+        "CARDDEACTIVATED",
         "backgrounded",
         "Kolkata"
     ],

From 9308137a9e1d0360b0add67c505655b5d72ac166 Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Wed, 20 May 2026 17:28:59 +0500
Subject: [PATCH 09/10] prettier

---
 src/pages/inbox/report/PureReportActionItem.tsx | 3 ++-
 1 file changed, 2 insertions(+), 1 deletion(-)

diff --git a/src/pages/inbox/report/PureReportActionItem.tsx b/src/pages/inbox/report/PureReportActionItem.tsx
index 02747e0b051e..f67cb244e544 100644
--- a/src/pages/inbox/report/PureReportActionItem.tsx
+++ b/src/pages/inbox/report/PureReportActionItem.tsx
@@ -429,7 +429,8 @@ function PureReportActionItem({
                 },
                 disabledOptions: disabledActions,
             });
-        });    };
+        });
+    };
 
     const contextMenuStateValue: ShowContextMenuStateContextType = {
         anchor: popoverAnchorRef,

From 587a2fa0b1e67e60e60584c8feb371ebeaf68275 Mon Sep 17 00:00:00 2001
From: Samran Ahmed <samranahmed03@gmail.com>
Date: Mon, 25 May 2026 15:49:56 +0500
Subject: [PATCH 10/10] add CARDDEACTIVATED in cspell words

---
 cspell.json         | 50 ++-------------------------------------------
 src/languages/es.ts |  2 +-
 2 files changed, 3 insertions(+), 49 deletions(-)

diff --git a/cspell.json b/cspell.json
index 7b7a55151798..23720a61ff84 100644
--- a/cspell.json
+++ b/cspell.json
@@ -59,6 +59,7 @@
         "Bushwick",
         "CARDFROZEN",
         "CARDUNFROZEN",
+        "CARDDEACTIVATED",
         "CAROOT",
         "CCDQCAMM",
         "CFPB",
@@ -957,54 +958,7 @@
         "zxcv",
         "zxldvw",
         "águero",
-        "مثال",
-        "Airwallex",
-        "deprioritizes",
-        "AMRO",
-        "Bancorporation",
-        "Banque",
-        "BBVA",
-        "Belfius",
-        "Bunq",
-        "Caixa",
-        "Crédit",
-        "Danske",
-        "Depósitos",
-        "effectful",
-        "Erste",
-        "Générale",
-        "Geral",
-        "Handelsbanken",
-        "Kantonalbank",
-        "Monzo",
-        "Novobanco",
-        "Pekao",
-        "Playroll",
-        "Pleo",
-        "Polska",
-        "Postale",
-        "Qonto",
-        "Raiffeisen",
-        "Revolut",
-        "Société",
-        "Spendesk",
-        "Svenska",
-        "Swedbank",
-        "Synovus",
-        "Wallester",
-        "Wintrust",
-        "Zürcher",
-        "CARDFROZEN",
-        "CARDUNFROZEN",
-        "CARDDEACTIVATED",
-        "backgrounded",
-        "Kolkata",
-        "lintrk",
-        "Fbclid",
-        "Gclid",
-        "autocorrection",
-        "BambooHr",
-        "HiBob"
+        "مثال"
     ],
     "ignorePaths": [
         ".gitignore",
diff --git a/src/languages/es.ts b/src/languages/es.ts
index 4f0e05a9ce33..e9be75ab258f 100644
--- a/src/languages/es.ts
+++ b/src/languages/es.ts
@@ -2565,7 +2565,7 @@ ${amount} para ${merchant} - ${date}`,
     reportFraudConfirmationPage: {
         title: 'Fraude con tarjeta reportado',
         description: 'Hemos desactivado permanentemente tu tarjeta existente. Cuando vuelvas a ver los detalles de tu tarjeta, tendrás una nueva tarjeta virtual disponible.',
-        descriptionCardNotReplaced: 'Tu tarjeta fue desactivada permanentemente. Por favor, contacta con un administrador para emitir una nueva tarjeta.',
+        descriptionCardNotReplaced: 'Tu tarjeta fue desactivada permanentemente. Por favor, contacta a un administrador para emitir una nueva tarjeta.',
         buttonText: 'Entendido, ¡gracias!',
     },
     activateCardPage: {