diff --git a/src/CONST.ts b/src/CONST.ts
index d93fb53be181..db29c1195e48 100755
--- a/src/CONST.ts
+++ b/src/CONST.ts
@@ -3913,6 +3913,7 @@ const CONST = {
     },
     STRIPE_GBP_AUTH_STATUSES: {
         SUCCEEDED: 'succeeded',
+        CARD_AUTHENTICATION_REQUIRED: 'authentication_required',
     },
     TAB: {
         NEW_CHAT_TAB_ID: 'NewChatTab',
diff --git a/src/languages/en.ts b/src/languages/en.ts
index 1684ed3057da..58296f1f3a3e 100755
--- a/src/languages/en.ts
+++ b/src/languages/en.ts
@@ -4274,6 +4274,7 @@ export default {
             changeCurrency: 'Change payment currency',
             cardNotFound: 'No payment card added',
             retryPaymentButton: 'Retry payment',
+            authenticatePayment: 'Authenticate payment',
             requestRefund: 'Request refund',
             requestRefundModal: {
                 phrase1: 'Getting a refund is easy, just downgrade your account before your next billing date and you’ll receive a refund.',
diff --git a/src/languages/es.ts b/src/languages/es.ts
index b4d071ba4a08..4cc0cc174c15 100644
--- a/src/languages/es.ts
+++ b/src/languages/es.ts
@@ -4794,6 +4794,7 @@ export default {
             changeCurrency: 'Cambiar moneda de pago',
             cardNotFound: 'No se ha añadido ninguna tarjeta de pago',
             retryPaymentButton: 'Reintentar el pago',
+            authenticatePayment: 'Autenticar el pago',
             requestRefund: 'Solicitar reembolso',
             requestRefundModal: {
                 phrase1: 'Obtener un reembolso es fácil, simplemente baja tu cuenta de categoría antes de la próxima fecha de facturación y recibirás un reembolso.',
diff --git a/src/libs/SubscriptionUtils.ts b/src/libs/SubscriptionUtils.ts
index cd5904e4a82d..6df0b2f2c205 100644
--- a/src/libs/SubscriptionUtils.ts
+++ b/src/libs/SubscriptionUtils.ts
@@ -174,7 +174,7 @@ function hasAmountOwed(): boolean {
  * @returns Whether there is a card authentication error.
  */
 function hasCardAuthenticatedError() {
-    return stripeCustomerId?.status === 'authentication_required' && amountOwed === 0;
+    return stripeCustomerId?.status === 'authentication_required' && getAmountOwed() === 0;
 }
 
 /**
@@ -457,6 +457,7 @@ export {
     getAmountOwed,
     getOverdueGracePeriodDate,
     getCardForSubscriptionBilling,
+    hasCardAuthenticatedError,
     hasSubscriptionGreenDotInfo,
     hasRetryBillingError,
     PAYMENT_STATUS,
diff --git a/src/pages/settings/Subscription/CardAuthenticationModal/index.tsx b/src/pages/settings/Subscription/CardAuthenticationModal/index.tsx
index 80cde4cb862c..b6dee7ee82a5 100644
--- a/src/pages/settings/Subscription/CardAuthenticationModal/index.tsx
+++ b/src/pages/settings/Subscription/CardAuthenticationModal/index.tsx
@@ -20,20 +20,21 @@ function CardAuthenticationModal({headerTitle}: CardAuthenticationModalProps) {
     const styles = useThemeStyles();
     const [authenticationLink] = useOnyx(ONYXKEYS.VERIFY_3DS_SUBSCRIPTION);
     const [session] = useOnyx(ONYXKEYS.SESSION);
-    const [privateStripeCustomerID] = useOnyx(ONYXKEYS.NVP_PRIVATE_STRIPE_CUSTOMER_ID);
     const [isLoading, setIsLoading] = useState(true);
+    const [isVisible, setIsVisible] = useState(false);
 
-    const onModalClose = () => {
+    const onModalClose = useCallback(() => {
+        setIsVisible(false);
         PaymentMethods.clearPaymentCard3dsVerification();
-    };
+        Navigation.navigate(ROUTES.SETTINGS_SUBSCRIPTION);
+    }, []);
 
     useEffect(() => {
-        if (privateStripeCustomerID?.status !== CONST.STRIPE_GBP_AUTH_STATUSES.SUCCEEDED) {
+        if (!authenticationLink) {
             return;
         }
-        PaymentMethods.clearPaymentCard3dsVerification();
-        Navigation.navigate(ROUTES.SETTINGS_SUBSCRIPTION);
-    }, [privateStripeCustomerID]);
+        setIsVisible(!!authenticationLink);
+    }, [authenticationLink]);
 
     const handleGBPAuthentication = useCallback(
         (event: MessageEvent<string>) => {
@@ -43,7 +44,7 @@ function CardAuthenticationModal({headerTitle}: CardAuthenticationModalProps) {
                 onModalClose();
             }
         },
-        [session?.accountID],
+        [onModalClose, session?.accountID],
     );
 
     useEffect(() => {
@@ -56,7 +57,7 @@ function CardAuthenticationModal({headerTitle}: CardAuthenticationModalProps) {
     return (
         <Modal
             type={CONST.MODAL.MODAL_TYPE.CENTERED_UNSWIPEABLE}
-            isVisible={!!authenticationLink}
+            isVisible={isVisible}
             onClose={onModalClose}
             onModalHide={onModalClose}
         >
diff --git a/src/pages/settings/Subscription/CardSection/CardSection.tsx b/src/pages/settings/Subscription/CardSection/CardSection.tsx
index 25a201bf6887..48caeed2bb96 100644
--- a/src/pages/settings/Subscription/CardSection/CardSection.tsx
+++ b/src/pages/settings/Subscription/CardSection/CardSection.tsx
@@ -18,6 +18,7 @@ import DateUtils from '@libs/DateUtils';
 import Navigation from '@libs/Navigation/Navigation';
 import {getPaymentMethodDescription} from '@libs/PaymentUtils';
 import * as SubscriptionUtils from '@libs/SubscriptionUtils';
+import * as PaymentMethods from '@userActions/PaymentMethods';
 import * as Subscription from '@userActions/Subscription';
 import CONST from '@src/CONST';
 import ONYXKEYS from '@src/ONYXKEYS';
@@ -40,6 +41,9 @@ function CardSection() {
     const theme = useTheme();
     const [account] = useOnyx(ONYXKEYS.ACCOUNT);
     const [privateSubscription] = useOnyx(ONYXKEYS.NVP_PRIVATE_SUBSCRIPTION);
+    const [privateStripeCustomerID] = useOnyx(ONYXKEYS.NVP_PRIVATE_STRIPE_CUSTOMER_ID);
+    const [authenticationLink] = useOnyx(ONYXKEYS.VERIFY_3DS_SUBSCRIPTION);
+    const [session] = useOnyx(ONYXKEYS.SESSION);
     const [fundList] = useOnyx(ONYXKEYS.FUND_LIST);
     const subscriptionPlan = useSubscriptionPlan();
     const [subscriptionRetryBillingStatusPending] = useOnyx(ONYXKEYS.SUBSCRIPTION_RETRY_BILLING_STATUS_PENDING);
@@ -47,7 +51,6 @@ function CardSection() {
     const [subscriptionRetryBillingStatusFailed] = useOnyx(ONYXKEYS.SUBSCRIPTION_RETRY_BILLING_STATUS_FAILED);
     const {isOffline} = useNetwork();
     const defaultCard = useMemo(() => Object.values(fundList ?? {}).find((card) => card.accountData?.additionalData?.isBillingCard), [fundList]);
-
     const cardMonth = useMemo(() => DateUtils.getMonthNames(preferredLocale)[(defaultCard?.accountData?.cardMonth ?? 1) - 1], [defaultCard?.accountData?.cardMonth, preferredLocale]);
 
     const requestRefund = useCallback(() => {
@@ -64,12 +67,23 @@ function CardSection() {
 
     useEffect(() => {
         setBillingStatus(CardSectionUtils.getBillingStatus(translate, defaultCard?.accountData ?? {}));
-    }, [subscriptionRetryBillingStatusPending, subscriptionRetryBillingStatusSuccessful, subscriptionRetryBillingStatusFailed, translate, defaultCard?.accountData]);
+    }, [subscriptionRetryBillingStatusPending, subscriptionRetryBillingStatusSuccessful, subscriptionRetryBillingStatusFailed, translate, defaultCard?.accountData, privateStripeCustomerID]);
 
     const handleRetryPayment = () => {
         Subscription.clearOutstandingBalance();
     };
 
+    useEffect(() => {
+        if (!authenticationLink || privateStripeCustomerID?.status !== CONST.STRIPE_GBP_AUTH_STATUSES.CARD_AUTHENTICATION_REQUIRED) {
+            return;
+        }
+        Navigation.navigate(ROUTES.SETTINGS_SUBSCRIPTION_ADD_PAYMENT_CARD);
+    }, [authenticationLink, privateStripeCustomerID?.status]);
+
+    const handleAuthenticatePayment = () => {
+        PaymentMethods.verifySetupIntent(session?.accountID ?? -1, false);
+    };
+
     const handleBillingBannerClose = () => {
         setBillingStatus(undefined);
     };
@@ -81,7 +95,8 @@ function CardSection() {
         BillingBanner = <TrialStartedBillingBanner />;
     } else if (SubscriptionUtils.hasUserFreeTrialEnded()) {
         BillingBanner = <TrialEndedBillingBanner />;
-    } else if (billingStatus) {
+    }
+    if (billingStatus) {
         BillingBanner = (
             <SubscriptionBillingBanner
                 title={billingStatus.title}
@@ -140,6 +155,16 @@ function CardSection() {
                         large
                     />
                 )}
+                {SubscriptionUtils.hasCardAuthenticatedError() && (
+                    <Button
+                        text={translate('subscription.cardSection.authenticatePayment')}
+                        isDisabled={isOffline || !billingStatus?.isAuthenticationRequired}
+                        isLoading={subscriptionRetryBillingStatusPending}
+                        onPress={handleAuthenticatePayment}
+                        style={[styles.w100, styles.mt5]}
+                        large
+                    />
+                )}
 
                 {!!account?.hasPurchases && (
                     <MenuItem